Tag Archives: Fha Loans

No Money? No Worries. Home Lenders Ease Rules

The only low down payment loan left was through the Federal Housing Administration (FHA)—the government’s loan insurer. The FHA took on a huge share of the market, far more than it was ever meant to, and while that helped prop … Continue reading

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If You’re in the Market For a Home in the Bay Area, Yes You Missed the Boat …

If you’re in the market for a house or condo, first the bad news: real estate prices in the Bay Area are climbing,  as much as 16 percent over last year in some areas. Photo by Justin Sullivan/Getty Images “We … Continue reading

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Housing Recovery Is Leaving Behind First-Time Buyers

Current homeowners are finally moving up, and distressed sales are making up less of the overall market—all signs of much-needed improvement in housing. Current homeowners accounted for 54 percent of October’s non-distressed market, up from 50 percent in June, according … Continue reading

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To Stem Losses, FHA Mortgages Get More Expensive

The federal agency that some credit with saving the housing market during the worst of the recent crash, may now be in need of taxpayer help itself. The Federal Housing Administration (FHA), which insures more than $1 trillion worth of … Continue reading

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FHA May Show Negative Reserves For Mortgage Losses

The Federal Housing Administration (FHA), in a report due out Friday, could disclose that its reserves for future mortgage-insurance claims dipped into negative territory for the first time in almost a quarter of a century. Every year, the FHA, the … Continue reading

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