According to the San Mateo Association of Realtors, in January of 2012 there were 1,172 single family homes on market in San Mateo County as compared to January of 2013 there were only 545. This shows that the market has significantly shifted from a buyers market towards a sellers market including a jump in average sales price of 20% for San Mateo County.

“For the past several months I have experienced buyers confronted with multiple offers resulting in homes selling for substantially over listing price.” says Teixeira. “I really feel that the strength of silicon valley and the increase in jobs growth and stability is what we’re seeing reflected in the boost in the mid-peninsula housing market.”

This trend is shown nationally in the SP/Case Shiller composite index’s numbers of their metropolitan survey of 20 cities that show the largest improvement in residential home prices in December since July of 2006 as well as a significant and moral boosting increase in consumer confidence.

For additional information about the Bay Area real estate or San Francisco Bay Area Peninsula real estate and relocation, call Mary Ann Teixeira at (650) 241-0318, or visit her website at http://www.maryannt.com.

About Mary Ann Teixeira

Mary Ann Teixeira is a licensed REALTOR with McGuire Real Estate in Burlingame, California who specializes in relocation services, homes for sale and luxury homes.  She is a seasoned buyer’s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara and Woodside.

Read the full story at http://www.prweb.com/releases/2013/2/prweb10486539.htm

Article source: http://www.digitaljournal.com/pr/1101611

Burlingame, CA (PRWEB) October 31, 2011

Mary Ann Teixeira, a Burlingame REALTOR who specializes in the sale and purchase of residential real estate across the San Francisco Bay Area has changes offices. Having been at McGuire Real Estate in Burlingame for the past four years, Teixeira moved to Coldwell Banker Residential Brokerage mid-october. The Burlingame office is located on Chapin avenue in the middle of the shops and office in downtown Burlingame.

Teixeira, who is licensed as a GREEN® practitioner and Senior Relocation specialist, said, “I am excited to announce my new affiliation with this dominant force in Northern California Real Estate. Coldwell Banker is linked through a network of over 7,800 Sales Associates in California, and I cannot think of a better way to ensure that my clients are served.” Teixeira added, “My clients always come first and in an economic climate like this it’s important to have as many resources as possible to be sure I can serve them. I know being a part of the Coldwell Banker team can help me do this.”

Coldwell Banker was originally founded in San Francisco after the 1906 fire and earthquake and now has a worldwide presence. The original members of the business were Colbert Coldwell and Arthur Banker who both believe that there was a strong need for honest and knowlegeable real estate professionals. The name Coldwell Banker was officially accepted in 1914 and since then the company has been growing and fostering quality real estate professionals in every office.

About Mary Ann Teixeira Mary Ann Teixeira is a licensed REALTOR® with McGuire Real Estate in Burlingame, California who specializes in relocation services, homes for sale, and luxury homes. She is a seasoned buyer’s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara, and Woodside.

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For the original version on PRWeb visit: www.prweb.com/releases/prwebreal-estate/Burlingame/prweb8924500.htm

Article source: http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/10/31/prweb8924500.DTL

Burlingame, CA (PRWEB) October 06, 2011

By definition, a “deficiency judgments” is a court decision against former homeowners when the sale of the house does not sell for enough money to cover the amount owed to the lender. In essence the lender can still hold the seller financial responsible after the close of the sale in attempt to satisfy the remaining balance on a loan. However, in California, all first mortgages on a property of 1 to 4 units are protected from deficiency judgements by Senate Bill 931, (SB931) and Civil Code Procedure 580 (e).

Mary Ann Teixeira says “I hear a lot of fear from homeowners, as they examine choices, they fear that the house may sell but that the debt will live on.”

In many situations where the homeowners are in a short sale or foreclosure the idea of a debt living past the transaction is haunting. Homeowners in danger of this situation need to consult with a professional to find out exactly how this may affect them in the future.

For additional information about the conforming or jumbo loan impacts on your home buying, reasons to use a Bay Area real estate agent or San Francisco Bay Area Peninsula real estate and relocation, call Mary Ann Teixeira at (650) 241-0318, or visit her website at www.maryannt.com.

About Mary Ann Teixeira

Mary Ann Teixeira is a licensed REALTOR with McGuire Real Estate in Burlingame, California who specializes in relocation services, homes for sale and luxury homes. She is a seasoned buyer’s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara and Woodside.

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For the original version on PRWeb visit: www.prweb.com/releases/prwebburlingame_foreclosures/peninsula_real_estate/prweb8858144.htm

Article source: http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/10/06/prweb8858144.DTL

Burlingame, CA (PRWEB) October 03, 2011

This past week, the 30-year fixed-rate mortgage rate dropped below 4% with a point (1%) fee. When calculated on the Wells Fargo website, a $400,000 loan qualified for a 30-year fixed interest rate of just 3.875%. Burlingame REALTOR Mary Ann Teixeira says refinancing higher interest loans is a no-brainer, but the decision to purchase a new home requires a more calculated risk/reward analysis.

Teixeira has talked to many buyers who are both hesitant and wary about their next move in this persistently unstable market. The big fear they express is over whether housing devaluations will continue. If they purchase a new home, they may suffer investment losses if home prices continue to slide.

The real answer, according to Teixeira, is simple and obvious: no one really knows what the future holds. But based on what is on the market now and the fact that buyers can lock up an incredibly low interest long-term loan now, prospective buyers should at least take a hard look, especially if they are currently renting.

“Just think about it-if you borrow $400,000 using a 30-year home loan at a 3.5% interest rate, your monthly payment is going to be about $1,796. This brings monthly mortgage payments to parity with rents,” said Teixeira.

“Renters in the Bay Area who have the financial means to buy should investigate this option if they are able to retain the property as their primary residence for at least five years. If they don’t buy, they will have contributed approximately $108,000 towards their landlord’s wealth over those five years. If they do buy, they will have grown equity in real property and enjoyed the benefits of lower taxes and homeownership.”

For additional information about low rates on 30-year fixed-rate mortgages, reasons to use a Bay Area real estate agent or San Francisco Bay Area Peninsula real estate and relocation, call Mary Ann Teixeira at (650) 241-0318, or visit her website at www.maryannt.com.

About Mary Ann Teixeira

Mary Ann Teixeira is a licensed REALTOR with McGuire Real Estate in Burlingame, California who specializes in relocation services, homes for sale and luxury homes. She is a seasoned buyer’s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara and Woodside.

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For the original version on PRWeb visit: www.prweb.com/releases/prwebbay_area/real_estate/prweb8848336.htm

Article source: http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/10/03/prweb8848336.DTL

Burlingame, CA (PRWEB) September 07, 2011

With so many different things happening in the economy-reflected in instability in the stock market, reaction in mortgage rates, fluctuations in home prices and uncertainty in the real estate market-buyers and sellers need to be as prepared as possible before they begin the process of buying or selling a home. Burlingame realtor Mary Ann Teixeira has seen a need for people on both sides of real estate transactions to learn about the market before they enter, so they can work with their agents to make informed decisions.

“So many things are affecting the real estate market nowadays, so my goal is to give buyers and sellers detailed information so that they understand the nuances of buying and selling a home today,” says Teixeira. “That’s what my web series is all about. I take viewers step-by-step through buying and selling a home right now, explaining just what hurdles they may encounter. If I can reduce the buyer’s or seller’s feelings of uncertainty, I can help them make the right decisions for their financial future, even in today’s economic atmosphere.”

The series was launched in mid-August on two YouTube channels: www.youtube.com/BuywithMaryAnnT, aimed at buyers, and www.youtube.com/MaryAnnTSells, aimed at sellers. Teixeira’s goal is to release two new videos each week; one for buyers on Monday, and another for sellers on Tuesday. Teixeira has already covered: motivations for buying or selling Bay Area real estate, the loan pre-approval process and how to choose the right realtor.

For additional information about the new web series, reasons to use a Bay Area real estate agent, or San Francisco Bay Area Peninsula real estate and relocation, call Mary Ann Teixeira at (650) 241-0318, or visit her website: maryannt.com.

About Mary Ann Teixeira

Mary Ann Teixeira is a licensed realtor with McGuire Real Estate in Burlingame, California who specializes in relocation services, homes for sale, and luxury homes. She is a seasoned buyer’s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara, and Woodside.

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For the original version on PRWeb visit: www.prweb.com/releases/prwebburlingame_real-estate/market/prweb8775351.htm

Article source: http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/09/07/prweb8775351.DTL

Mary Ann Teixeira, a Burlingame real estate agent, is celebrating the return of summer festivals to Peninsula communities. She says neighborhood celebrations like Hot Harvest Nights in San Carlos are what make homes in these areas so desirable. Many families consider the presence of community activities to be an important factor when choosing a neighborhood.

Hot Harvest Nights is held on the 700 block of Laurel Avenue in downtown San Carlos every Thursday evening from the beginning of May until mid-September. It features live music, handcrafted items from local craftspeople, locally grown produce, and more. The businesses around Laurel Avenue even stay open late to serve the local families and visitors who come out to play.

“Hot Harvest Nights is a great venue for enjoying warm summer evenings outdoors, getting to know and supporting local businesses, getting to meet and spend time with neighbors and learning about the community,” said Teixeira.

Most of Mary Ann Teixeira’s Peninsula real estate clients are working professionals who are starting families. She has observed that active communities are more attractive to many of her buyers, and that home values increase proportionately with the frequency of family-oriented community activities. The Peninsula REALTOR® has made it her practice to ask her buyers questions about the importance of an activity community-and what level of community energy is most appropriate for their families Teixeira also discusses the various community activities that take place in and around the neighborhood when she presents a property.

“The Peninsula explodes with activities during the summer months. Farmers markets pop up seemingly everywhere, and every weekend is filled with events like Hot Harvest Nights in San Carlos, said Teixeira. “That energy can really enhance a family’s enjoyment and integration into a community.”

For more information on Hot Harvest Nights, check out the San Carlos Chamber of Commerce website: sancarloschamber.org or go to Mary Ann Teixeira’s blog at www.MaryAnnT.com/blog.

For additional information about Bay Area real estate or Mary Ann Teixeira’s services, call (650) 241-0318 or visit her website at maryannt.com.

About Mary Ann Teixeira

Mary Ann Teixeira is a licensed REALTOR® with McGuire [Real Estate in Burlingame, California who specializes in relocation services, homes for sale, and luxury homes. She is a seasoned buyer’s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara, and Woodside.

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For the original version on PRWeb visit: www.prweb.com/releases/prwebsan_carlos/real_estate/prweb8397155.htm

Article source: http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/05/08/prweb8397155.DTL

Burlingame, CA (Vocus/PRWEB) March 30, 2011

While looking for a new home in the Peninsula area it’s important to look beyond just your neighborhood to the cultural and event centers as well, says Mary Ann Teixeira. As a Bay Area REALTOR® and resident Teixeira stays up-to-date and in touch with the plethora of events that take place across the Peninsula.

“People just moving to the area are not always fully aware of the activities that can enrich their lives and expand their cultural awareness. I like to be sure my clients are as informed as possible about all aspects of their relocation especially the opportunities that let them explore the outdoors – like the SF Flower and Garden Show,” said Teixeira.

The 2011 SF Flower Garden Show was held March 23-27th at the San Mateo Event Center. It’s known for bringing the best in gardening, outdoor living, design, and cooking together into a large hands-on event the whole family can enjoy.

For additional information about reasons to use a Bay Area real estate agent or San Francisco Bay Area Peninsula real estate and relocation, call Mary Ann Teixeira at (650) 241-0318, or visit her website at www.maryannt.com.

About Mary Ann Teixeira Mary Ann Teixeira is a licensed REALTOR® with McGuire Real Estate in Burlingame, California who specializes in relocation services, homes for sale, and luxury homes. She is a seasoned buyer’s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara, and Woodside

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For the original version on PRWeb visit: www.prweb.com/releases/prwebreal-estate/Burlingame/prweb8247667.htm

Article source: http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/03/30/prweb8247667.DTL