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	<title>homesmillbrae.com &#187; Burlingame Ca</title>
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		<title>Burlingame REALTOR® Mary Ann Teixeira says Current Real Estate Market in &#8230;</title>
		<link>http://homesmillbrae.com/2050/burlingame-realtor%c2%ae-mary-ann-teixeira-says-current-real-estate-market-in/</link>
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		<pubDate>Fri, 01 Mar 2013 13:22:23 +0000</pubDate>
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		<description><![CDATA[Burlingame, CA (PRWEB) February 28, 2013 According to the San Mateo Association of Realtors, in January of 2012 there were 1,172 single family homes on market in San Mateo County as compared to January of 2013 there were only 545. &#8230; <a href="http://homesmillbrae.com/2050/burlingame-realtor%c2%ae-mary-ann-teixeira-says-current-real-estate-market-in/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p class="releaseDateline">Burlingame, CA (PRWEB) February 28, 2013 </p>
<p> According to the San Mateo Association of Realtors, in January of 2012 there were 1,172 single family homes on market in San Mateo County as compared to January of 2013 there were only 545. This shows that the market has significantly shifted from a buyers market towards a sellers market including a jump in average sales price of 20% for San Mateo County. </p>
<p>“For the past several months I have experienced buyers confronted with multiple offers resulting in homes selling for substantially over listing price.” says Teixeira. “I really feel that the strength of silicon valley and the increase in jobs growth and stability is what we’re seeing reflected in the boost in the mid-peninsula housing market.”</p>
<p>This trend is shown nationally in the SP/Case Shiller composite index’s numbers of their metropolitan survey of 20 cities that show the largest improvement in residential home prices in December since July of 2006 as well as a significant and moral boosting increase in consumer confidence. </p>
<p>For additional information about the Bay Area real estate or San Francisco Bay Area Peninsula real estate and relocation, call Mary Ann Teixeira at (650) 241-0318, or visit her website at <a href="http://www.maryannt.com">http://www.maryannt.com</a>.</p>
<p>About Mary Ann Teixeira<br />
<br />Mary Ann Teixeira is a licensed REALTOR with McGuire Real Estate in Burlingame, California who specializes in relocation services, homes for sale and luxury homes.  She is a seasoned buyer’s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara and Woodside.</p>
<p>Read the full story at <a href="http://www.prweb.com/releases/2013/2/prweb10486539.htm">http://www.prweb.com/releases/2013/2/prweb10486539.htm</a></p>
<p>Article source: <a href="http://www.digitaljournal.com/pr/1101611">http://www.digitaljournal.com/pr/1101611</a></p>]]></content:encoded>
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		<title>8z Real Estate Expands Into California Bay Area</title>
		<link>http://homesmillbrae.com/1903/8z-real-estate-expands-into-california-bay-area/</link>
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		<pubDate>Fri, 14 Dec 2012 17:29:23 +0000</pubDate>
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				<category><![CDATA[SF Bay Area News]]></category>
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		<description><![CDATA[Burlingame, CA, December 14, 2012 &#8211;(PR.com)&#8211; 8z Real Estate is a young real estate brokerage, that was founded in November 2009 in Boulder Colorado. 8z was built from the ground up to empower home buyers and sellers with unmatched market &#8230; <a href="http://homesmillbrae.com/1903/8z-real-estate-expands-into-california-bay-area/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Burlingame, CA,  December 14, 2012 &#8211;(PR.com)&#8211; 8z Real Estate is a young real estate brokerage, that was founded in November 2009 in Boulder Colorado. 8z was built from the ground up to empower home buyers and sellers with unmatched market data and online tools, combined with the knowledge and expertise of professionals on the ground. 8z is now proud to announce that the brokerage has grown beyond the Colorado borders and into the Peninsula region of the San Francisco Bay Area.
<p>The new California 8z Real Estate office opened in Burlingame at 330 Primrose Road, Suite 412. The office is staffed by expert local REALTORs: Abbie Higashi, Jean Joh and Frances Boscacci.</p>
<p>Their market expertise covers <a href="http://8z.com/neighborhoods/map/CA/peninsula">real estate in the Peninsula</a> region including Millbrae, Burlingame, Hillsborough, San Mateo, Foster City and Redwood City. The company&#8217;s website, 8z.com now has complete market listings for these and nearby cities.</p>
<p>In order to provide the best local real estate info, 8z&#8217;s California REALTORs, Abbie Higashi, Jean Joh and Frances Boscacci contribute to the 8z.com/blog with local listing reviews and neighborhood real estate market updates.</p>
<p>The entire 8z team welcomes the additions of the new California team and their contributions as 8z continues its mission to bring real estate for real life consumers.</p>
<p>Article source: <a href="http://www.pr.com/press-release/461517">http://www.pr.com/press-release/461517</a></p>]]></content:encoded>
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		<title>San Francisco Bay Area Window Repair Specialist Alexander Window Company &#8230;</title>
		<link>http://homesmillbrae.com/1582/san-francisco-bay-area-window-repair-specialist-alexander-window-company/</link>
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		<pubDate>Sun, 08 Jul 2012 03:12:48 +0000</pubDate>
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				<category><![CDATA[SF Bay Area News]]></category>
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		<description><![CDATA[Alexander Window Company, specializing in San Francisco window and door replacement, is announcing the Decorum promotion, and Simonton Windows and Doors&#8217; highest ranking in the J.D. Power and Associates 2012 customer satisfaction study. Burlingame, CA (PRWEB) July 06, 2012 Alexander &#8230; <a href="http://homesmillbrae.com/1582/san-francisco-bay-area-window-repair-specialist-alexander-window-company/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><i>Alexander Window Company, specializing in San Francisco window and door replacement, is announcing the Decorum promotion, and Simonton Windows and Doors&#8217; highest ranking in the J.D. Power and Associates 2012 customer satisfaction study.</i></p>
<p class="releaseDateline">Burlingame, CA (PRWEB) July 06, 2012 </p>
<p> Alexander Window Company, a <a href="http://www.windowreplacementpeninsula.com" title="Alexander Company">window repair</a> and <a href="http://www.windowreplacementpeninsula.com" title="Alexander Company">door replacement</a> specialist serving the San Francisco Bay Area and the Peninsula, is proud to announce the Decorum promotion, as well as the Simonton Windows and Doors&#8217; highest ranking in the J.D. Power and Associates 2012 customer satisfaction study.</p>
<p>For a third consecutive year, Simonton Windows ranked highest in satisfying homeowners in the J.D. Power and Associates 2012 Windows and Patio Doors Satisfaction Study. In addition to receiving the highest ranking this year, its overall satisfaction score improved significantly.</p>
<p>&#8220;This is why Simonton Windows, to further provide better customer satisfaction, is offering the Decorum promotion,&#8221; Betty Martino of Alexander Window Company said. &#8220;This promotion offers a 20-percent discount on all Decorum paint, Decorum SH, DH, and all Sliders are reduced from $15 per lock to $8. Decorum casement hardware is discounted from $150 to $75. This promotion is valid until Sept. 28.&#8221;</p>
<p>Decorum is a set of decorative choices for consumers to add a sense of flair or fashion to their home when choosing Simonton windows. Decorum choices include exterior colors, exclusive hardware finishes like satin nickel or bronze, and decorative privacy glass.</p>
<p>Simonton is the only major vinyl window in the West with in-plant painting, which results in faster lead time and better quality. Simonton’s warranty rider very specifically states that it will warranty its paints against chipping, flaking, fading and peeling for a period of 10 years.</p>
<p>&#8220;So you have the best exterior color with the best warranty that exists in the shortest lead time, and for a limited time this all comes at a reduced price,&#8221; Martino said.</p>
<p>For more information about the promotion or any of Alexander Window Company&#8217;s products or services, call 650-373-3900 or view the company on the Web at <a href="http://www.windowreplacementpeninsula.com">http://www.windowreplacementpeninsula.com</a>. Alexander Window Company is located at 1322 Marsten Road in Burlingame.</p>
<p>About Alexander Window Company</p>
<p>Since 1971, Alexander Window Company has provided residents and businesses of the Peninsula and all of the San Francisco Bay Area with the very best in home windows and doors. As a family-operated business, Alexander Window Company offers <a href="http://www.windowreplacementpeninsula.com" title="Alexander Company">window replacement</a> services, window repairs, window installations, door installations and door replacements. Alexander Window Company carries products from the top window manufacturers in the country, including Anderson Windows and Doors, LBLWindows, Marvin Windows and Doors, Fleetwood, Milgard Windows, Simonton Windows, Pittsburgh-Corning Glass Block, Tru-Frame Garden Windows, and Velux Skylights.</p>
</p>
<p>For the original version on PRWeb visit: <a href="http://www.prweb.com/releases/prwebwindow-replacement/bay-area/prweb9674180.htm">http://www.prweb.com/releases/prwebwindow-replacement/bay-area/prweb9674180.htm</a></p>
<p>Article source: <a href="http://www.sfgate.com/business/prweb/article/San-Francisco-Bay-Area-Window-Repair-Specialist-3687653.php">http://www.sfgate.com/business/prweb/article/San-Francisco-Bay-Area-Window-Repair-Specialist-3687653.php</a></p>]]></content:encoded>
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		<title>Burlingame REALTOR Mary Ann Teixeira Announces a Move to Coldwell Banker &#8230;</title>
		<link>http://homesmillbrae.com/1076/burlingame-realtor-mary-ann-teixeira-announces-a-move-to-coldwell-banker/</link>
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		<pubDate>Tue, 01 Nov 2011 04:21:34 +0000</pubDate>
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		<description><![CDATA[Burlingame REALTOR changes offices from McGuire Real Estate to Coldwell Banker Residential Brokerage. Burlingame, CA (PRWEB) October 31, 2011 Mary Ann Teixeira, a Burlingame REALTOR who specializes in the sale and purchase of residential real estate across the San Francisco &#8230; <a href="http://homesmillbrae.com/1076/burlingame-realtor-mary-ann-teixeira-announces-a-move-to-coldwell-banker/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><i>Burlingame REALTOR changes offices from McGuire Real Estate to Coldwell Banker Residential Brokerage.</i></p>
<p class="releaseDateline">Burlingame, CA (PRWEB) October 31, 2011 </p>
<p> Mary Ann Teixeira, a <a href="http://local.sfgate.com/b17125112/Mary+Ann+Teixeira?type=" title="REALTOR Burlingame">Burlingame REALTOR</a> who specializes in the sale and purchase of residential real estate across the San Francisco Bay Area has changes offices. Having been at McGuire Real Estate in Burlingame for the past four years, Teixeira moved to Coldwell Banker Residential Brokerage mid-october. The Burlingame office is located on Chapin avenue in the middle of the shops and office in downtown Burlingame. </p>
<p>Teixeira, who is licensed as a GREEN® practitioner and Senior Relocation specialist, said, &#8220;I am excited to announce my new affiliation with this dominant force in <a href="http://www.mcguire.com/profiles/87-mary-ann-teixeira" title="real estate Bay Area">Northern California Real Estate</a>. Coldwell Banker is linked through a network of over 7,800 Sales Associates in California, and I cannot think of a better way to ensure that my clients are served.&#8221; Teixeira added, &#8220;My clients always come first and in an economic climate like this it&#8217;s important to have as many resources as possible to be sure I can serve them. I know being a part of the Coldwell Banker team can help me do this.&#8221;</p>
<p>Coldwell Banker was originally founded in San Francisco after the 1906 fire and earthquake and now has a worldwide presence. The original members of the business were Colbert Coldwell and Arthur Banker who both believe that there was a strong need for honest and knowlegeable real estate professionals. The name Coldwell Banker was officially accepted in 1914 and since then the company has been growing and fostering quality real estate professionals in every office.</p>
<p>About Mary Ann Teixeira Mary Ann Teixeira is a licensed REALTOR® with McGuire <a href="http://www.mcguire.com/profiles/87-mary-ann-teixeira" title="real estate Burlingame">Real Estate in Burlingame</a>, California who specializes in relocation services, homes for sale, and luxury homes.  She is a seasoned buyer&#8217;s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara, and Woodside.</p>
<p># # #</p>
</p>
<p>For the original version on PRWeb visit: <a href="http://www.prweb.com/releases/prwebreal-estate/Burlingame/prweb8924500.htm"></a><a href="http://www.prweb.com/releases/prwebreal-estate/Burlingame/prweb8924500.htm">www.prweb.com/releases/prwebreal-estate/Burlingame/prweb8924500.htm</a></p>
<p>Article source: <a href="http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/10/31/prweb8924500.DTL">http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/10/31/prweb8924500.DTL</a></p>]]></content:encoded>
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		<title>Burlingame Realtor Mary Ann Teixeira Says Foreclosing Homeowners Ask About &#8230;</title>
		<link>http://homesmillbrae.com/908/burlingame-realtor-mary-ann-teixeira-says-foreclosing-homeowners-ask-about/</link>
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		<pubDate>Fri, 07 Oct 2011 03:13:49 +0000</pubDate>
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		<description><![CDATA[Mary Ann Teixeira says as home foreclosures are beginning to become more commonplace, many homeowners ask about the likelihood of a deficiency judgement after the completion of a short sale or a foreclosure upon their property. How deficiencies are handled &#8230; <a href="http://homesmillbrae.com/908/burlingame-realtor-mary-ann-teixeira-says-foreclosing-homeowners-ask-about/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><i>Mary Ann Teixeira says as home foreclosures are beginning to become more commonplace, many homeowners ask about the likelihood of a deficiency judgement after the completion of a short sale or a foreclosure upon their property. How deficiencies are handled and whether allowed differs from state to state.</i></p>
<p class="releaseDateline">Burlingame, CA (PRWEB) October 06, 2011 </p>
<p> By definition, a &#8220;deficiency judgments&#8221; is a court decision against former homeowners when the sale of the house does not sell for enough money to cover the amount owed to the lender.  In essence the lender can still hold the seller financial responsible after the close of the sale in attempt to satisfy the remaining balance on a loan. However, in California, all first mortgages on a property of 1 to 4 units are protected from deficiency judgements by Senate Bill 931, (SB931) and Civil Code Procedure 580 (e).</p>
<p>Mary Ann Teixeira says &#8220;I hear a lot of fear from homeowners, as they examine choices, they fear that the house may sell but that the debt will live on.&#8221;  </p>
<p>In many situations where the homeowners are in a short sale or foreclosure the idea of a debt living past the transaction is haunting. Homeowners in danger of this situation need to consult with a professional to find out exactly how this may affect them in the future.</p>
<p>For additional information about the conforming or jumbo loan impacts on your home buying, reasons to use a <a href="http://maryannt.com/blog/" title="Bay Area Real Estate Agent Mary Ann Teixeira">Bay Area real estate agent</a> or San Francisco Bay Area <a href="http://www.maryannt.com/about/index.htm" title="Mary Ann Teixeira">Peninsula real estate</a> and relocation, call Mary Ann Teixeira at (650) 241-0318, or visit her website at <a href="http://www.maryannt.com"></a><a href="http://www.maryannt.com">www.maryannt.com</a>.</p>
<p>About Mary Ann Teixeira<br />
<br />Mary Ann Teixeira is a licensed REALTOR with McGuire <a href="http://www.mcguire.com/profiles/87-mary-ann-teixeira" title="Mary Ann Teixeira">Real Estate in Burlingame</a>, California who specializes in relocation services, homes for sale and luxury homes.  She is a seasoned buyer&#8217;s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara and Woodside.</p>
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<p>For the original version on PRWeb visit: <a href="http://www.prweb.com/releases/prwebburlingame_foreclosures/peninsula_real_estate/prweb8858144.htm"></a><a href="http://www.prweb.com/releases/prwebburlingame_foreclosures/peninsula_real_estate/prweb8858144.htm">www.prweb.com/releases/prwebburlingame_foreclosures/peninsula_real_estate/prweb8858144.htm</a></p>
<p>Article source: <a href="http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/10/06/prweb8858144.DTL">http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/10/06/prweb8858144.DTL</a></p>]]></content:encoded>
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		<title>Burlingame REALTOR Mary Ann Teixeira Says Fixed Rate Dip Below 4% May Motivate &#8230;</title>
		<link>http://homesmillbrae.com/903/burlingame-realtor-mary-ann-teixeira-says-fixed-rate-dip-below-4-may-motivate/</link>
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		<pubDate>Tue, 04 Oct 2011 02:26:43 +0000</pubDate>
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		<description><![CDATA[With 30-year fixed mortgages rates still dropping, this is a great time to refinance-but is it a good time to buy? Mary Ann Teixeira believes these rock-bottom mortgage rates should be enticing to potential home buyers, especially renters. Burlingame, CA &#8230; <a href="http://homesmillbrae.com/903/burlingame-realtor-mary-ann-teixeira-says-fixed-rate-dip-below-4-may-motivate/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><i>With 30-year fixed mortgages rates still dropping, this is a great time to refinance-but is it a good time to buy? Mary Ann Teixeira believes these rock-bottom mortgage rates should be enticing to potential home buyers, especially renters.</i></p>
<p class="releaseDateline">Burlingame, CA (PRWEB) October 03, 2011 </p>
<p> This past week, the 30-year fixed-rate mortgage rate dropped below 4% with a point (1%) fee. When calculated on the Wells Fargo website, a $400,000 loan qualified for a 30-year fixed interest rate of just 3.875%. <a href="http://local.sfgate.com/158167/" title="Burlingame REALTOR Matyann Teixeira">Burlingame REALTOR</a> Mary Ann Teixeira says refinancing higher interest loans is a no-brainer, but the decision to purchase a new home requires a more calculated risk/reward analysis.</p>
<p>Teixeira has talked to many buyers who are both hesitant and wary about their next move in this persistently unstable market. The big fear they express is over whether housing devaluations will continue. If they purchase a new home, they may suffer investment losses if home prices continue to slide. </p>
<p>The real answer, according to Teixeira, is simple and obvious: no one really knows what the future holds. But based on what is on the market now and the fact that buyers can lock up an incredibly low interest long-term loan now, prospective buyers should at least take a hard look, especially if they are currently renting.</p>
<p>&#8220;Just think about it-if you borrow $400,000 using a 30-year home loan at a 3.5% interest rate, your monthly payment is going to be about $1,796. This brings monthly mortgage payments to parity with rents,&#8221; said Teixeira. </p>
<p>&#8220;Renters in the Bay Area who have the financial means to buy should investigate this option if they are able to retain the property as their primary residence for at least five years. If they don&#8217;t buy, they will have contributed approximately $108,000 towards their landlord&#8217;s wealth over those five years. If they do buy, they will have grown equity in real property and enjoyed the benefits of lower taxes and homeownership.&#8221;</p>
<p>For additional information about low rates on 30-year fixed-rate mortgages, reasons to use a <a href="http://maryannt.com/blog/" title="Mary Ann Teixeira's Real Estate Blog">Bay Area real estate agent</a> or San Francisco Bay Area <a href="http://www.maryannt.com/about/index.htm" title="Mary Ann Teixeira">Peninsula real estate</a> and relocation, call Mary Ann Teixeira at (650) 241-0318, or visit her website at <a href="http://www.maryannt.com"></a><a href="http://www.maryannt.com">www.maryannt.com</a>.</p>
<p>About Mary Ann Teixeira<br />
<br />Mary Ann Teixeira is a licensed REALTOR with McGuire <a href="http://www.mcguire.com/profiles/87-mary-ann-teixeira" title="Mary Ann Teixeira">Real Estate in Burlingame</a>, California who specializes in relocation services, homes for sale and luxury homes.  She is a seasoned buyer&#8217;s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara and Woodside.</p>
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<p>For the original version on PRWeb visit: <a href="http://www.prweb.com/releases/prwebbay_area/real_estate/prweb8848336.htm"></a><a href="http://www.prweb.com/releases/prwebbay_area/real_estate/prweb8848336.htm">www.prweb.com/releases/prwebbay_area/real_estate/prweb8848336.htm</a></p>
<p>Article source: <a href="http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/10/03/prweb8848336.DTL">http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/10/03/prweb8848336.DTL</a></p>]]></content:encoded>
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		<title>Burlingame Realtor Mary Ann Teixeira Launches New Web Series to Help Buyers &#8230;</title>
		<link>http://homesmillbrae.com/861/burlingame-realtor-mary-ann-teixeira-launches-new-web-series-to-help-buyers/</link>
		<comments>http://homesmillbrae.com/861/burlingame-realtor-mary-ann-teixeira-launches-new-web-series-to-help-buyers/#comments</comments>
		<pubDate>Sat, 10 Sep 2011 16:28:05 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[SF Bay Area News]]></category>
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		<description><![CDATA[With all the changes in the market, buying and selling a home is intimidating and difficult to understand for many people. Mary Ann Teixeira&#8217;s new web series helps take the guesswork out of the process. Burlingame, CA (PRWEB) September 07, &#8230; <a href="http://homesmillbrae.com/861/burlingame-realtor-mary-ann-teixeira-launches-new-web-series-to-help-buyers/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><i>With all the changes in the market, buying and selling a home is intimidating and difficult to understand for many people. Mary Ann Teixeira&#8217;s new web series helps take the guesswork out of the process.</i></p>
<p class="releaseDateline">Burlingame, CA (PRWEB) September 07, 2011 </p>
<p> With so many different things happening in the economy-reflected in instability in the stock market, reaction in mortgage rates, fluctuations in home prices and uncertainty in the real estate market-buyers and sellers need to be as prepared as possible before they begin the process of buying or selling a home. <a href="http://local.sfgate.com/158167/" title="Burlingame REALTOR Mary Ann Teixeira">Burlingame realtor</a> Mary Ann Teixeira has seen a need for people on both sides of real estate transactions to learn about the market before they enter, so they can work with their agents to make informed decisions.</p>
<p>&#8220;So many things are affecting the real estate market nowadays, so my goal is to give buyers and sellers detailed information so that they understand the nuances of buying and selling a home today,&#8221; says Teixeira. &#8220;That&#8217;s what my web series is all about. I take viewers step-by-step through buying and selling a home right now, explaining just what hurdles they may encounter. If I can reduce the buyer&#8217;s or seller&#8217;s feelings of uncertainty, I can help them make the right decisions for their financial future, even in today&#8217;s economic atmosphere.&#8221;</p>
<p>The series was launched in mid-August on two YouTube channels: <a href="http://www.youtube.com/BuywithMaryAnnT"></a><a href="http://www.youtube.com/BuywithMaryAnnT">www.youtube.com/BuywithMaryAnnT</a>, aimed at buyers, and <a href="http://www.youtube.com/MaryAnnTSells"></a><a href="http://www.youtube.com/MaryAnnTSells">www.youtube.com/MaryAnnTSells</a>, aimed at sellers. Teixeira&#8217;s goal is to release two new videos each week; one for buyers on Monday, and another for sellers on Tuesday. Teixeira has already covered: motivations for buying or selling Bay Area real estate, the loan pre-approval process and how to choose the right realtor. </p>
<p>For additional information about the new web series, reasons to use a <a href="http://www.maryannt.com/about/index.htm" title="Bay Area Real Estate Agent - Mary Ann Teixeira">Bay Area real estate</a> agent, or San Francisco Bay Area <a href="http://maryannt.com/blog/" title="Blog - Mary Ann Teixeira">Peninsula real estate</a> and relocation, call Mary Ann Teixeira at (650) 241-0318, or visit her website: maryannt.com.</p>
<p>About Mary Ann Teixeira<br />
<br />Mary Ann Teixeira is a licensed realtor with McGuire <a href="http://www.mcguire.com/profiles/87-mary-ann-teixeira" title="Mary Ann Teixeira">Real Estate in Burlingame</a>, California who specializes in relocation services, homes for sale, and luxury homes. She is a seasoned buyer&#8217;s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara, and Woodside.</p>
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<p>For the original version on PRWeb visit: <a href="http://www.prweb.com/releases/prwebburlingame_real-estate/market/prweb8775351.htm"></a><a href="http://www.prweb.com/releases/prwebburlingame_real-estate/market/prweb8775351.htm">www.prweb.com/releases/prwebburlingame_real-estate/market/prweb8775351.htm</a></p>
<p>Article source: <a href="http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/09/07/prweb8775351.DTL">http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/09/07/prweb8775351.DTL</a></p>]]></content:encoded>
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		<title>Burlingame REALTOR® Mary Ann Teixeira Says Reduction in Conforming Loan Limits &#8230;</title>
		<link>http://homesmillbrae.com/740/burlingame-realtor%c2%ae-mary-ann-teixeira-says-reduction-in-conforming-loan-limits/</link>
		<comments>http://homesmillbrae.com/740/burlingame-realtor%c2%ae-mary-ann-teixeira-says-reduction-in-conforming-loan-limits/#comments</comments>
		<pubDate>Tue, 05 Jul 2011 10:11:34 +0000</pubDate>
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				<category><![CDATA[SF Bay Area News]]></category>
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		<description><![CDATA[Burlingame, CA (Vocus/PRWEB) June 30, 2011 In 2008, Congress stepped in to adjust conforming loan limits from $417,000 to $729,750 in an effort to stimulate the economy by making more money available for home buyers and enticing people to buy. &#8230; <a href="http://homesmillbrae.com/740/burlingame-realtor%c2%ae-mary-ann-teixeira-says-reduction-in-conforming-loan-limits/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p class="releaseDateline">Burlingame, CA (Vocus/PRWEB) June 30, 2011 </p>
<p> In 2008, Congress stepped in to adjust conforming loan limits from $417,000 to $729,750 in an effort to stimulate the economy by making more money available for home buyers and enticing people to buy. Since then Congress has extended them every year through September 30, 2011. As it stands, effective October 1, 2011 it will cost home buyers more to finance a loan exceeding $650,500. This will affect many houses on the San Francisco Peninsula market.</p>
<p>&#8220;We are quite possibly facing a roadblock to any glimmers of recovery if this set-back takes place,&#8221; said Mary Ann Teixeira, a <a href="http://local.sfgate.com/158167/" title="Mary Ann Teixeira">Burlingame real estate</a> professional. &#8220;Buyers would need to come up with larger down payments and be able to qualify for higher mortgage payments. All mortgages backed by Federal Housing Administration (FHA), Fannie Mae and Freddie Mac, known as government sponsored enterprises, (GSEs) would be affected.&#8221;</p>
<p><a href="http://www.maryannt.com/about/index.htm" title="Mary Ann Teixeira">Bay Area real estate</a> will be hit hard by the change in loan limits when the conforming loan adjusts down to $650,500. Because of the high cost of Bay Area housing, purchasing a home often requires a loan in excess of $650,500. Given that jumbo loans generally carry a higher interest rate, monthly payments would increase and further hamper the buying power of potential new home buyers. Additionally, with the burden of a higher monthly mortgage on a household, businesses and services in the communities with homeowners who have less expendable dollars will suffer.</p>
<p>According to a recent study conducted by the California Association of REALTORS®, under the new GSE loan limits would impact the borrowing power of a potential Bay Area home buyer by $104,250. Projecting this onto 2012 home sales, 10.7% of San Mateo County&#8217;s home sales would be rendered ineligible under the new lowered GSE loan limit. Other Bay Area counties affected are Marin (12.2%), Contra Costa (11.5%), San Francisco (9.9%), Monterey (8.8%), Santa Clara (7.8%), and Alameda (6. 3%).</p>
<p>For additional information about reasons to use a <a href="http://maryannt.com/blog/" title="Mary Ann Teixeira">Bay Area real estate</a> agent or San Francisco Bay Area Peninsula real estate and relocation, call Mary Ann Teixeira at (650) 241-0318, or visit her website at <a href="http://www.maryannt.com"></a><a href="http://www.maryannt.com">www.maryannt.com</a>.</p>
<p>About Mary Ann Teixeira<br />
<br />Mary Ann Teixeira is a licensed REALTOR® with McGuire <a href="http://www.mcguire.com/profiles/87-mary-ann-teixeira" title="Mary Ann Teixeira">Real Estate in Burlingame</a>, California who specializes in relocation services, homes for sale, and luxury homes. She is a seasoned buyer&#8217;s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara, and Woodside.</p>
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<p>For the original version on PRWeb visit: <a href="http://www.prweb.com/releases/prwebburlingame_real_estate/peninsula_realtor/prweb8616223.htm"></a><a href="http://www.prweb.com/releases/prwebburlingame_real_estate/peninsula_realtor/prweb8616223.htm">www.prweb.com/releases/prwebburlingame_real_estate/peninsula_realtor/prweb8616223.htm</a></p>
<p>Article source: <a href="http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/06/30/prweb8616223.DTL">http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/06/30/prweb8616223.DTL</a></p>]]></content:encoded>
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		<title>Burlingame REALTOR® Mary Ann Teixeira Says Housing Market on Peninsula Is &#8230;</title>
		<link>http://homesmillbrae.com/704/burlingame-realtor%c2%ae-mary-ann-teixeira-says-housing-market-on-peninsula-is/</link>
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		<pubDate>Fri, 24 Jun 2011 19:08:31 +0000</pubDate>
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				<category><![CDATA[SF Bay Area News]]></category>
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		<description><![CDATA[Burlingame, CA (Vocus/PRWEB) June 24, 2011 Mary Ann Teixeira has been in the Peninsula real estate market for many years. As such, she has been affected by the local, state and national real estate and economic fluctuations of the last &#8230; <a href="http://homesmillbrae.com/704/burlingame-realtor%c2%ae-mary-ann-teixeira-says-housing-market-on-peninsula-is/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p class="releaseDateline">Burlingame, CA (Vocus/PRWEB) June 24, 2011 </p>
<p> Mary Ann Teixeira has been in the <a href="http://local.sfgate.com/158167" title="Mary Ann Teixeira">Peninsula real estate</a> market for many years. As such, she has been affected by the local, state and national real estate and economic fluctuations of the last few years. Though it&#8217;s been a rough ride, she is starting to see more activity as low home prices and the threat of upcoming changes in lending standards are motivating people to buy or sell.</p>
<p>Real estate prices are relatively affordable, says Teixeira. According to the San Mateo County Association of Realtors sales statistics from the local MLS, the median home price in the City of San Mateo in April 2011 was down $25,000, or 4%, from the same time last year.</p>
<p>Impending changes to real estate lending policies are also affecting the market. As part of Congress&#8217; 2008 stimulus package, jumbo loans were raised to $729,500, but this limit is set to revert back to $625,500 in September. &#8220;For those who need to sell a property, this may be the right time to do it,&#8221; said Teixeira. &#8220;There may be fewer potential buyers come fall.&#8221;</p>
<p>&#8220;Buyers are taking advantage of their increased buying power and low interest rates,&#8221; says Teixeira. &#8220;You can&#8217;t beat current interest rates, which are hovering at around 5%. And buyers who want to take advantage of jumbo loans are moving now to beat the looming changes coming this fall.&#8221;</p>
<p>For additional information about San Francisco <a href="http://www.maryannt.com" title="Mary Ann Teixeira">Bay Area real estate</a> and relocation, call Mary Ann Teixeira at (650) 241-0318, or visit her website at <a href="http://www.maryannt.com"></a><a href="http://www.maryannt.com">www.maryannt.com</a>.</p>
<p>About Mary Ann Teixeira<br />
<br />Mary Ann Teixeira is a licensed REALTOR® with McGuire <a href="http://local.sfgate.com/158167" title="Mary Ann Teixeira">Real Estate in Burlingame</a>, California who specializes in relocation services, homes for sale, and luxury homes. She is a seasoned buyer&#8217;s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara and Woodside.</p>
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<p>For the original version on PRWeb visit: <a href="http://www.prweb.com/releases/prwebreal-estate/burlingame/prweb8598362.htm"></a><a href="http://www.prweb.com/releases/prwebreal-estate/burlingame/prweb8598362.htm">www.prweb.com/releases/prwebreal-estate/burlingame/prweb8598362.htm</a></p>
<p>Article source: <a href="http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/06/24/prweb8598362.DTL">http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/06/24/prweb8598362.DTL</a></p>]]></content:encoded>
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		<title>Burlingame REALTOR® Mary Ann Teixeira Shows Clients Bay Area Benefits and &#8230;</title>
		<link>http://homesmillbrae.com/548/burlingame-realtor%c2%ae-mary-ann-teixeira-shows-clients-bay-area-benefits-and/</link>
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		<pubDate>Thu, 31 Mar 2011 20:07:40 +0000</pubDate>
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		<description><![CDATA[Burlingame REALTOR® Mary Ann Teixeira says that a great reason to live on the Peninsula is the multitude of opportunities homeowners have to learn and grow. Opportunities including the 2011 SF Flower and Garden show that took place March 23-27th &#8230; <a href="http://homesmillbrae.com/548/burlingame-realtor%c2%ae-mary-ann-teixeira-shows-clients-bay-area-benefits-and/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><i><a href="http://local.sfgate.com/158167/" title="REALTOR Burlingame">Burlingame REALTOR®</a> Mary Ann Teixeira says that a great reason to live on the Peninsula is the multitude of opportunities homeowners have to learn and grow. Opportunities including the 2011 SF Flower and Garden show that took place March 23-27th in San Mateo.</i></p>
<p class="releaseDateline">Burlingame, CA (Vocus/PRWEB) March 30, 2011 </p>
<p> While looking for a new home in the Peninsula area it&#8217;s important to look beyond just your neighborhood to the cultural and event centers as well, says Mary Ann Teixeira. As a <a href="http://www.maryannt.com/about/index.htm" title="REALTOR Bay Area">Bay Area REALTOR®</a> and resident Teixeira stays up-to-date and in touch with the plethora of events that take place across the Peninsula.</p>
<p> &#8220;People just moving to the area are not always fully aware of the activities that can enrich their lives and expand their cultural awareness. I like to be sure my clients are as informed as possible about all aspects of their relocation especially the opportunities that let them explore the outdoors &#8211; like the SF Flower and Garden Show,&#8221; said Teixeira. </p>
<p>The 2011 SF Flower  Garden Show was held March 23-27th at the San Mateo Event Center.  It&#8217;s known for bringing the best in gardening, outdoor living, design, and cooking together into a large hands-on event the whole family can enjoy. </p>
<p>For additional information about reasons to use a <a href="http://maryannt.com/blog/" title="real estate Bay Area">Bay Area real estate</a> agent or San Francisco Bay Area Peninsula real estate and relocation, call Mary Ann Teixeira at (650) 241-0318, or visit her website at <a href="http://www.maryannt.com"></a><a href="http://www.maryannt.com">www.maryannt.com</a>.</p>
<p>About Mary Ann Teixeira Mary Ann Teixeira is a licensed REALTOR® with McGuire <a href="http://www.maryannt.com/" title="real estate Burlingame">Real Estate in Burlingame</a>, California who specializes in relocation services, homes for sale, and luxury homes.  She is a seasoned buyer&#8217;s agent who serves the San Francisco Bay Area Peninsula communities of Atherton, Burlingame, Cupertino, Hillsborough, Los Altos, Los Altos Hills, Los Gatos, Menlo Park, Mountain View, Palo Alto, Portola Valley, Redwood City, San Carlos, San Jose, San Mateo, Santa Clara, and Woodside</p>
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<p>For the original version on PRWeb visit: <a href="http://www.prweb.com/releases/prwebreal-estate/Burlingame/prweb8247667.htm"></a><a href="http://www.prweb.com/releases/prwebreal-estate/Burlingame/prweb8247667.htm">www.prweb.com/releases/prwebreal-estate/Burlingame/prweb8247667.htm</a></p>
<p>Article source: <a href="http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/03/30/prweb8247667.DTL">http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/03/30/prweb8247667.DTL</a></p>]]></content:encoded>
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